Most insurance companies are known to be in a hurry to settle an injury claim. Insurance companies want to settle claims quickly because they want to avoid a long litigation process. Sometimes settling with the company quickly may not be in your best interest. Most are known to be in a hurry to settle an injury claim. Insurance companies want to settle claims quickly because they want to avoid a long litigation process. Sometimes settling with the insurance company quickly may not be in your best interest. You need an attorney to access your case and your settlement will all depend on what type of injury you have suffered and what kind of treatment you need.
If you are involved in an auto accident that was clearly not your fault and you sustained serious injuries, you may find that the insurance firm from the other party that is involved will more than likely contact you in a day or so after the accident to settle the claim quickly. You need to take extreme caution when dealing with the other party's insurance company. At this point, you really need to consider employing the services of a personal injury lawyer.
The confusing insurance company terminology as well is the deceptive tactics that some insurance companies use may leave you feeling overwhelmed and confused. Any claims that are being negotiated need to be done so in writing. If the negotiations are not in writing it could cause a huge mess such as the other party changing their story or all of a sudden not remembering the whole incident.
Insurance companies will employ the services of claims adjusters who will call you and try to settle the claim which is usually not to your advantage but to the insurance company's advantage. You want to make sure that any settlement that is offered to you is not only in writing but will cover any long-term care that you may need and any loss of income that you have suffered as a result of your injuries.
Each state has its own rules when it comes to statues of limitations and the requirements for filing a claim. These limitations and requirements have deadlines on how claims are required to be handled as well is when you are able to file a lawsuit. For the most part, in most states you have about a year to file your lawsuit. The year starts on the day of your accident.
If you receive a settlement from the insurance company that you think is fair, you probably won't need the services of a personal injury lawyer. Other reasons you would not need to hire a personal injury lawyer is if the accident was just a fender bender and no one was hurt in the accident, including yourself.
If the above steps do not describe the results of the accident, hiring legal counsel is the next step. If the other party in the accident is not insured or they are underinsured, it is crucial that you hire a personal injury lawyer. An attorney can assist you with getting through this process without you having to lose any money to which you are entitled to.
A Honolulu Personal Injury lawyer will help get you the money you are entitled to. For information on hiring an attorney with experience, please visit: http://www.recoveryourloss.net/.
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