When your Social Security Disability claim is approved, it is expected that you will get the following benefits under this Social Security program:
• A specific amount of monthly benefits that is computed based on your work history and the Social Security tax contributions you've made during your years of employment
• Back payments that are given through a lump sum and are equivalent from the time you applied for disability programs, plus as much as 12 months retroactive to the date of your application
• Medical benefits
• Family benefits, if you have dependents such as your spouse
The only constant here is the amount of benefits you receive every month, including your back payments given on the first month and, if applicable, family benefits. However, medical benefits are only available if you have been receiving benefits for two years or more. Once you've reached your second year of receiving disability benefits, you can be eligible to apply for Medicare.
About Medicare
Medicare is a separate program that is run by the Centers for Medicare & Medicaid Services. It is the country's health insurance program that is not only available to those who are under the Social Security Disability program for two years or more. It is also available to people aged 65 and older, people younger than 65, and people with certain disabilities, such as permanent kidney failure or amyotrophic lateral sclerosis or Lou Gehrig's disease.
The cost of your health care needs is covered by Medicare. However, you must make sure that you will consider other options for private insurance because the health insurance program does not pay for long-term care.
The portion of the payroll taxes paid by workers and their employers is used to finance Medicare. Monthly premiums that have been deducted from Social Security checks are also used to finance the program.
Parts of Medicare
The Medicare program is divided into four parts:
A. Hospital Insurance, which helps pay for inpatient care either in a hospital or in a nursing facility
B. Medical Insurance, which helps pay for the services of the doctor and other medical services and supplies
C. Medicare Advantage, which is a plan given by a provider organization that enables you to receive all of its health care services as long as you have Parts A and B
D. Prescription Drug Coverage, which helps pay all of the medications prescribed by your doctor
If you think you can qualify for Medicare, you can go to the website of the Social Security Administration for more information. If you have concerns about your claim, especially your medical coverage, you can consult with any of the Los Angeles social security claim lawyers for proper guidance.
Ashley Casas spends a lot on the internet. She is an advocate of rights and mostly dedicated on writing articles more about disability attorneys in California and write helpful tips on how to apply on social security disability insurance and the like daily.
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